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Shares/Savings Accounts

Regular Share Accounts
Whether it's a lifelong dream or a weekend getaway, Zellco Federal Credit Union offers a variety of great savings options to help you get there. They're all NCUA-insured, so you know your money is safe.

Our savings accounts let you earn competitive interest rates while keeping your money totally liquid so you can get to it when you need it.

Additional benefits include:

  • Payroll Deduction
  • Direct Deposit
  • 24 Hour Online Access
  • ACH Deposits
  • 24 Hour Voice Response System

Share Certificates
Share Certificates help your money grow at a faster pace than a regular share account. Share Certificates can be opened with a minimum deposit of $2,000.00. The terms range from 6 months to 60 months.

Individual Retirement Accounts - IRA
Zellco Federal Credit Union offers you several alternatives to help you plan for your future with our Individual Retirement Account options. An IRA is a special type of savings plan designed to help you save money for your retirement.

Traditional, Roth and Education IRA Accounts are offered, along with IRA Share Certificates.

Christmas Club Account
Open a Christmas Club to start saving for the busy holiday season! Your Christmas Club contributions will make gift buying easier for loved ones and prevent high credit card charges.

There is no minimum deposit to open a Christmas Club. You can add money whenever you want and the money is dispersed back to you in November of each year.

This credit union is federally insured by the National Credit Union Administration.
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